Internet Security Policy
Artisan Mortgage Company, INC recognizes the importance of protecting your
borrower's non-public personal information. For details, please read our
Consumer Privacy Policy below.
Welcome to the Argent Mortgage web site. This section explains our policy
regarding any personal information you might supply to us when you visit this
site. Our goal is to protect your information on the Internet in the same way
that we protect it in all the other ways we interact with you.
You can visit Artisan Mortgage site and find out about our products and services, read about
our company, check on career opportunities, get a news update, or other
value-added services without giving us any information about yourself.
If you do provide personal information, such as address, e-mail, telephone and
fax numbers, as well as demographic and customer identification, it will be sent
to us over a secure connection using Secure Sockets Layer (SSL) technology.
We will maintain this information, as well as your business activities and
transactions, according to our usual strict security and confidentiality
standards.
In order to provide better service, we use "cookies". A cookie is a small piece
of information which a web site stores on your web browser on your computer and
can later retrieve. The cookie cannot be read by a web site other than the one
that set the cookie. We use cookies for a number of administrative purposes, for
example, to store your preferences for certain kinds of information or to store
a password so that you do not have to input it every time you visit our site.
Most cookies last only through a single session, or visit. None will contain
information that will enable anyone to contact you by telephone, e-mail, or
postal mail. You can set up your web browser to inform you when cookies are
sent, or to prevent cookies from being set.
Consumer Privacy Policy
Your Privacy Matters to Us
We recognize the importance to you of keeping your information secure and
confidential. We will not sell or share nonpublic personal information about you
with third parties either outside or within our corporate family except as
explained in this Privacy Policy. This Privacy Policy covers personally
identifiable information about both current and former customers who obtain
financial products or services from us primarily for personal, family or
household purposes, and is provided as required by the Federal Financial Privacy
Law.
Collecting Information
When you seek to obtain financial products and services from us, we may collect
nonpublic personal information about you from the following sources:
Applications and other forms, or through other communication including
information provided by mail, telephone, in person or electronically. Such
information may include your name, address, employment, income, and other
identifying information.
Your transactions with us, members of our corporate family, or others. Such
information may include, for example, your account balance and payment history.
Consumer reporting agencies or other companies, which may include, for example,
information regarding your creditworthiness or credit history.
Other sources which may include, for example, verification of your employment
history, credit balances, property insurance coverage or other representations
made by you.
Sharing Information Outside of our Corporate Family
We may share all of the information described above with our service providers,
whose services may include, for example, mailing account statements. Other
service providers may include insurance companies, payment processing companies,
mail service companies, check printing companies, and data processing companies.
We may also share the information described above with companies that perform
marketing services on our behalf. Such companies have agreed to keep
confidential the information that we provide to them and to use the information
only to carry out the functions we have asked them to perform. We do not share
your nonpublic personal information with any company outside our corporate
family for the purpose of marketing that company's products or services.
Finally, we may disclose all of the information above as permitted by law.
Sharing Information With Affiliated Companies
We may also share information, as permitted by law, among our affiliated
financial services companies regarding your transaction and account experience
with us, your name and address, your payment history, and consumer credit report
information. By sharing that information, we can better serve your financial
needs and notify you of financial products and services that might interest you.
However, you may tell us not to share certain credit reporting information with
our affiliates, such as creditors with whom you have recently applied for
credit. We will still continue to share this information with our affiliates as
allowed by law.
This Privacy Policy Applies To:
Artisan Mortgage Company, Inc.
724 Main Street
Islip, NY 11751
If you have any questions about this policy, please contact the Artisan Mortgage
Legal Department at 1.800.499.0141.
Effective October 1, 2006
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