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Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. Begin by clicking in the first entry field and follow the instructions that appear in the Help box.

 
     
Purchase Information Inputs Outputs
Purchase price:
Down payment:  
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:  
Monthly association fees:
Monthly payment (PITI):
Tax deductible portion of payment:
Qualifying Information Inputs Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):
     

Longer term loans may take a few moments for the report to be generated.
 
 
 
Disclaimer: These calculations are only estimates and should not be used to determine actual loan costs. We encourage you to seek personalized advice from qualified Artisan Mortgage professionals regarding all personal mortgage issues.