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Conforming Mortgage Loans

Conforming Mortgage LoansConforming mortgage loans are currently available at historically favorable mortgage rates. And jumbo mortgage rates are steadily improving. It's a fact!

Conditions in the mortgage market are improving for consumers!! You might be thinking, "Come on, why the cheery disposition when the housing market is in an obvious slump!" Sure, there has been a softening in the real estate market. And it's true that the mortgage industry has recently undergone a few fairly drastic changes.

However, there is a negative perception created by national media that all is doomsday in real estate. And that simply isn't true! It's important to place the current housing market in perspective, and not take things "out of context." Here's the bigger picture...

A Lot of Folks Are Buying Homes!! To be fair, we do have to point out that there have been serious problems in the new-home sector. However, previous years such as 2007 was actually the fifth highest year on record for existing' home sales! Although sales were off from the 2005 peak, there was still a historically high level of home sales last year!

Year "Existing-Home" Sales 2000 5,174,000 2001 5,336,000 2002 5,631,000 2003 6,178,000 2004 6,778,000 2005 7,076,000 2006 6,478,000 2007 5,780,000

 

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Specialties

  • Home Purchase and Refinance Loans
  • FHA, VA, USDA and Conventional Loans
  • Fixed and Adjustable Rate ARM
  • FHA 203k Rehab
  • First Time Home Buyer Loans
  • Reverse Mortgages
  • Home Affordable Refinance Programs (HARP)
  • Home Equity Loan
  • Bad Credit Programs
  • Construction & Renovation

Accreditation & Awards

  • A+ Rating with Beter Business Bureau (BBB)
  • Over 19 years of experience
  • Voted The Best Mortgage Company on Long Island
  • New York Association of Mortgage Brokers NYAMB
  • National Association of Mortgage Brokers NAMB