{"id":21,"date":"2008-05-12T18:01:25","date_gmt":"2008-05-12T23:01:25","guid":{"rendered":"http:\/\/www.artisanhomemortgage.com\/news\/stated-incomeno-income-verified\/"},"modified":"2021-02-12T08:46:33","modified_gmt":"2021-02-12T13:46:33","slug":"stated-income-and-no-income-verification-mortgage-loans-in-new-york","status":"publish","type":"post","link":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/","title":{"rendered":"Stated Income and No Income Verification Mortgage Loans in New York"},"content":{"rendered":"

Stated income and no income verification mortgage loans in New York<\/a> are designed for those who don\u2019t completely claim all their income come tax time.<\/p>\n

The people who benefited from stated income and other types of no income verification mortgage loans in New York are the self-employed borrowers and cash income people like waiters and taxi drivers.<\/p>\n

There are still a few programs for the No Income Verification Mortgage Loans in New York, however review all your options first before deciding what route you need to take.<\/p>\n

We offer Non-QM loans in New York<\/a> (Non-Qualified Mortgage) designed for self-employed borrowers like freelancers, contractors, musicians, retirees and others that can use alternative income documentation to obtain home loan.<\/p>\n

To learn more call (833) 844-0141<\/a> today,  request a Free Mortgage Quote<\/a> or prequalify<\/a> to find out about available mortgage options.<\/strong><\/p>\n

Who Gives No Income Verification Mortgage?<\/h2>\n

There are still a few no income verification mortgage loans available in New York, although they are being done at very low equity positions usually 75% and below.<\/p>\n

If you a person with great credit, who has been running their own business for many years and can\u2019t qualify for a loan based on your tax returns, you are going to need a hefty down payment.<\/p>\n

My advice for now is to analyze your income and really see if you need a no income loan.<\/p>\n

Many times customers had come to me saying they needed a No Income Verification Loans because of their situation, but on further review did qualify on a full documentation loan.<\/p>\n

If you are self-employed, make sure you are working with a loan officer who understands the complexities of self-employed tax returns and who can look past the adjusted gross income. Many times there are figures that can be written back into the income such as depreciation. It is times like these where consumers really need the advice and professionalism of a true mortgage broker.<\/p>\n

2008 POST:<\/strong><\/p>\n

Stated income and other types of no income verification mortgage loans in New York have almost completely vanished from the mortgage market. Wow, what a difference from 1 year ago.<\/p>\n

For as long as i have been in the business (over 10 years now) there have always been some types of no income verification loans available in New York. However, that may not be the case today!<\/p>\n

Comment by Caroline GJW:
\nI\u2019m sure many of you are like me and one of the first things you do in the morning is head here and check out the new post. Along with seeing the new posts, I\u2019m also always checking out the blog roll rss feed and watching them grow, or shrink sometimes. In one of my past \u2026 but all in all excellent site. Keep it up.<\/p>\n

These products served a need in the market place but have been lumped in with the rest of the credit crisis.<\/p>\n

The industry professionals know that we need to have these products available but we just have to wait for the dust to settle.<\/p>\n

These no income verification mortgages in New York are still good loans and should be available to the right people, but the industry has been beat up to the point of no common sense.<\/p>\n

In due time, it all comes back around!<\/p>\n","protected":false},"excerpt":{"rendered":"

Stated income and no income verification mortgage loans in New York are designed for those who don\u2019t completely claim all their income come tax time. The people who benefited from stated income and other types of no income verification mortgage loans in New York are the self-employed borrowers and cash income people like waiters and<\/p>\n","protected":false},"author":3,"featured_media":1418,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-loans"],"yoast_head":"\nStated Income - No Income Verification Mortgage Loans in New York, Long Island, Brooklyn, Queens, Bronx, Staten Island, Manhattan, NY \u2013 Artisan Mortgage<\/title>\n<meta name=\"description\" content=\"Get Stated Income - No Income Verification Mortgage Loans in New York, also known as No-Doc, available to self-employed borrowers in Long Island, Brooklyn, Queens, Bronx, Staten Island, and Manhattan, NY.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Stated Income - No Income Verification Mortgage Loans in New York, Long Island, Brooklyn, Queens, Bronx, Staten Island, Manhattan, NY \u2013 Artisan Mortgage\" \/>\n<meta property=\"og:description\" content=\"Get Stated Income - No Income Verification Mortgage Loans in New York, also known as No-Doc, available to self-employed borrowers in Long Island, Brooklyn, Queens, Bronx, Staten Island, and Manhattan, NY.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\" \/>\n<meta property=\"article:published_time\" content=\"2008-05-12T23:01:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-02-12T13:46:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"380\" \/>\n\t<meta property=\"og:image:height\" content=\"253\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jim Barry\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jim Barry\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\"},\"author\":{\"name\":\"Jim Barry\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b0b7c135b8e9816416b4adb5cd687d1\"},\"headline\":\"Stated Income and No Income Verification Mortgage Loans in New York\",\"datePublished\":\"2008-05-12T23:01:25+00:00\",\"dateModified\":\"2021-02-12T13:46:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\"},\"wordCount\":557,\"image\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg\",\"articleSection\":[\"Mortgage Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\",\"url\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\",\"name\":\"Stated Income - No Income Verification Mortgage Loans in New York, Long Island, Brooklyn, Queens, Bronx, Staten Island, Manhattan, NY \u2013 Artisan Mortgage\",\"isPartOf\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg\",\"datePublished\":\"2008-05-12T23:01:25+00:00\",\"dateModified\":\"2021-02-12T13:46:33+00:00\",\"author\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b0b7c135b8e9816416b4adb5cd687d1\"},\"description\":\"Get Stated Income - No Income Verification Mortgage Loans in New York, also known as No-Doc, available to self-employed borrowers in Long Island, Brooklyn, Queens, Bronx, Staten Island, and Manhattan, NY.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage\",\"url\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg\",\"contentUrl\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg\",\"width\":380,\"height\":253,\"caption\":\"stated income and no income verification mortgage loans in NY\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#website\",\"url\":\"https:\/\/www.artisanhomemortgage.com\/news\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artisanhomemortgage.com\/news\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b0b7c135b8e9816416b4adb5cd687d1\",\"name\":\"Jim Barry\",\"sameAs\":[\"http:\/\/www.artisanhomemortgage.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Stated Income - No Income Verification Mortgage Loans in New York, Long Island, Brooklyn, Queens, Bronx, Staten Island, Manhattan, NY \u2013 Artisan Mortgage","description":"Get Stated Income - No Income Verification Mortgage Loans in New York, also known as No-Doc, available to self-employed borrowers in Long Island, Brooklyn, Queens, Bronx, Staten Island, and Manhattan, NY.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/","og_locale":"en_US","og_type":"article","og_title":"Stated Income - No Income Verification Mortgage Loans in New York, Long Island, Brooklyn, Queens, Bronx, Staten Island, Manhattan, NY \u2013 Artisan Mortgage","og_description":"Get Stated Income - No Income Verification Mortgage Loans in New York, also known as No-Doc, available to self-employed borrowers in Long Island, Brooklyn, Queens, Bronx, Staten Island, and Manhattan, NY.","og_url":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/","article_published_time":"2008-05-12T23:01:25+00:00","article_modified_time":"2021-02-12T13:46:33+00:00","og_image":[{"width":380,"height":253,"url":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg","type":"image\/jpeg"}],"author":"Jim Barry","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jim Barry","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#article","isPartOf":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/"},"author":{"name":"Jim Barry","@id":"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b0b7c135b8e9816416b4adb5cd687d1"},"headline":"Stated Income and No Income Verification Mortgage Loans in New York","datePublished":"2008-05-12T23:01:25+00:00","dateModified":"2021-02-12T13:46:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/"},"wordCount":557,"image":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage"},"thumbnailUrl":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg","articleSection":["Mortgage Loans"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/","url":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/","name":"Stated Income - No Income Verification Mortgage Loans in New York, Long Island, Brooklyn, Queens, Bronx, Staten Island, Manhattan, NY \u2013 Artisan Mortgage","isPartOf":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage"},"image":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage"},"thumbnailUrl":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg","datePublished":"2008-05-12T23:01:25+00:00","dateModified":"2021-02-12T13:46:33+00:00","author":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b0b7c135b8e9816416b4adb5cd687d1"},"description":"Get Stated Income - No Income Verification Mortgage Loans in New York, also known as No-Doc, available to self-employed borrowers in Long Island, Brooklyn, Queens, Bronx, Staten Island, and Manhattan, NY.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.artisanhomemortgage.com\/news\/stated-income-and-no-income-verification-mortgage-loans-in-new-york\/#primaryimage","url":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg","contentUrl":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2008\/05\/stated-income-and-no-income-verification-mortgage-loans-in-new-york.jpg","width":380,"height":253,"caption":"stated income and no income verification mortgage loans in NY"},{"@type":"WebSite","@id":"https:\/\/www.artisanhomemortgage.com\/news\/#website","url":"https:\/\/www.artisanhomemortgage.com\/news\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.artisanhomemortgage.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b0b7c135b8e9816416b4adb5cd687d1","name":"Jim Barry","sameAs":["http:\/\/www.artisanhomemortgage.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts\/21","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/comments?post=21"}],"version-history":[{"count":40,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts\/21\/revisions"}],"predecessor-version":[{"id":1833,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts\/21\/revisions\/1833"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/media\/1418"}],"wp:attachment":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/media?parent=21"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/categories?post=21"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/tags?post=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}