{"id":70,"date":"2011-01-11T17:30:15","date_gmt":"2011-01-11T22:30:15","guid":{"rendered":"http:\/\/www.artisanhomemortgage.com\/news\/?p=70"},"modified":"2019-05-14T15:02:15","modified_gmt":"2019-05-14T19:02:15","slug":"shouldnt-i-just-go-with-my-current-lender","status":"publish","type":"post","link":"https:\/\/www.artisanhomemortgage.com\/news\/shouldnt-i-just-go-with-my-current-lender\/","title":{"rendered":"Shouldn’t I just go with my Current Lender?"},"content":{"rendered":"

Many of my clients often tell me that when it was time to refinance , they just assumed they should go with their existing servicer. They believe that since they are already with that lender they will receive special treatment and pricing, but that is not always the case. When you call your existing lender you are being channeled through their normal retail lending operation.\u00a0 Big lenders love this because so few companies actually service mortgages , so when a refinance boom comes in they have a leg up in getting the business.\u00a0 Their rates and costs are no different from any other lender and you will not receive special underwriting criteria.\u00a0 More than likely you will be put through their assembly line loan process which can take months to complete because these institutions are so large.\u00a0 So, what should you do?<\/p>\n

It’s obvious, call me !\u00a0 Whether your refinancing or purchasing in New York I have the most competitive rates and costs in the market regardless of who your current lender is.\u00a0 I will give you better pricing, better service and you will actually get to work with someone who is knowledgeable and values your business.<\/p>\n

Call (833) 844-0141<\/a> today, prequalify<\/a> for a home loan, or fill out the free rate form on this page to find out about mortgage options.<\/p>\n

You are not just another cog in the corporate wheel.\u00a0 Usually big corporations price out it’s small competitors, but not in the mortgage industry.\u00a0\u00a0We small guys, usually have\u00a0 a price advantage because our small businesses are\u00a0more streamlined and efficient.<\/p>\n

Moral of the story, when you need a mortgage, shop around. Don’t just call your existing lender because they have a fancy term for a refinance , like the 123 program or the quick and easy. These are just marketing terms designed to give you a different perception than the actual\u00a0 reality of mortgage lending.<\/p>\n

Supplying yourself with the most up-to-date real estate market information is a great way to stay advised of current home loan rates. Artisan Mortgage provides some of the most comprehensive information, house owner tips and personal finance information in the market.<\/p>\n","protected":false},"excerpt":{"rendered":"

Many of my clients often tell me that when it was time to refinance , they just assumed they should go with their existing servicer. They believe that since they are already with that lender they will receive special treatment and pricing, but that is not always the case. When you call your existing lender<\/p>\n","protected":false},"author":3,"featured_media":1191,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[159],"tags":[],"class_list":["post-70","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-news"],"yoast_head":"\nShouldn't I just go with my Current Lender? -<\/title>\n<meta name=\"description\" content=\"Many of my clients often tell me that when it was time to refinance , they just assumed they should go with their existing servicer. 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