{"id":896,"date":"2014-09-09T18:47:39","date_gmt":"2014-09-09T22:47:39","guid":{"rendered":"http:\/\/www.artisanhomemortgage.com\/news\/?p=896"},"modified":"2017-11-15T09:17:46","modified_gmt":"2017-11-15T14:17:46","slug":"americans-costly-failure-refinance","status":"publish","type":"post","link":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/","title":{"rendered":"Americans’ Costly Failure to Refinance"},"content":{"rendered":"

Bloomberg News
\nSep 9, 2014 9:03 AM EDT
\nBy Cass R. Sunstein<\/p>\n

Americans’ Costly Failure to Refinance<\/strong><\/p>\n

Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that…<\/p>\n

Read more on Bloomberg News:\u00a0 https:\/\/www.bloomberg.com\/view\/articles\/2014-09-09\/americans-costly-failure-to-refinance<\/a><\/p>\n

Cass R. Sunstein<\/strong>, the former administrator of the White House Office of Information and Regulatory Affairs, is the Robert Walmsley university professor at Harvard Law School and a Bloomberg View columnist.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Bloomberg News Sep 9, 2014 9:03 AM EDT By Cass R. Sunstein Americans’ Costly Failure to Refinance Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that… Read more on Bloomberg News:\u00a0 https:\/\/www.bloomberg.com\/view\/articles\/2014-09-09\/americans-costly-failure-to-refinance Cass R. Sunstein, the<\/p>\n","protected":false},"author":7,"featured_media":1201,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-896","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-loans"],"yoast_head":"\nAmericans' Costly Failure to Refinance -<\/title>\n<meta name=\"description\" content=\"Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Americans' Costly Failure to Refinance -\" \/>\n<meta property=\"og:description\" content=\"Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\" \/>\n<meta property=\"article:published_time\" content=\"2014-09-09T22:47:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-15T14:17:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"380\" \/>\n\t<meta property=\"og:image:height\" content=\"253\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Artisan Mortgage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Artisan Mortgage\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\"},\"author\":{\"name\":\"Artisan Mortgage\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b5e4c6b37bacb53c28ca8b23e6a3794\"},\"headline\":\"Americans’ Costly Failure to Refinance\",\"datePublished\":\"2014-09-09T22:47:39+00:00\",\"dateModified\":\"2017-11-15T14:17:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\"},\"wordCount\":92,\"image\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg\",\"articleSection\":[\"Mortgage Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\",\"url\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\",\"name\":\"Americans' Costly Failure to Refinance -\",\"isPartOf\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg\",\"datePublished\":\"2014-09-09T22:47:39+00:00\",\"dateModified\":\"2017-11-15T14:17:46+00:00\",\"author\":{\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b5e4c6b37bacb53c28ca8b23e6a3794\"},\"description\":\"Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that...\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage\",\"url\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg\",\"contentUrl\":\"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg\",\"width\":380,\"height\":253,\"caption\":\"Americans' Costly Failure to Refinance Mortgage\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#website\",\"url\":\"https:\/\/www.artisanhomemortgage.com\/news\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.artisanhomemortgage.com\/news\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b5e4c6b37bacb53c28ca8b23e6a3794\",\"name\":\"Artisan Mortgage\",\"sameAs\":[\"http:\/\/www.artisanhomemortgage.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Americans' Costly Failure to Refinance -","description":"Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/","og_locale":"en_US","og_type":"article","og_title":"Americans' Costly Failure to Refinance -","og_description":"Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that...","og_url":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/","article_published_time":"2014-09-09T22:47:39+00:00","article_modified_time":"2017-11-15T14:17:46+00:00","og_image":[{"width":380,"height":253,"url":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg","type":"image\/jpeg"}],"author":"Artisan Mortgage","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Artisan Mortgage"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#article","isPartOf":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/"},"author":{"name":"Artisan Mortgage","@id":"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b5e4c6b37bacb53c28ca8b23e6a3794"},"headline":"Americans’ Costly Failure to Refinance","datePublished":"2014-09-09T22:47:39+00:00","dateModified":"2017-11-15T14:17:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/"},"wordCount":92,"image":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg","articleSection":["Mortgage Loans"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/","url":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/","name":"Americans' Costly Failure to Refinance -","isPartOf":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage"},"image":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg","datePublished":"2014-09-09T22:47:39+00:00","dateModified":"2017-11-15T14:17:46+00:00","author":{"@id":"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b5e4c6b37bacb53c28ca8b23e6a3794"},"description":"Too many people fail to refinance their home mortgages even when they stand to save many thousands of dollars, new research confirms. Banks could do something about that...","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.artisanhomemortgage.com\/news\/americans-costly-failure-refinance\/#primaryimage","url":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg","contentUrl":"https:\/\/www.artisanhomemortgage.com\/news\/wp-content\/uploads\/2017\/11\/Americans-Costly-Failure-to-Refinance-Mortgage-2.jpg","width":380,"height":253,"caption":"Americans' Costly Failure to Refinance Mortgage"},{"@type":"WebSite","@id":"https:\/\/www.artisanhomemortgage.com\/news\/#website","url":"https:\/\/www.artisanhomemortgage.com\/news\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.artisanhomemortgage.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.artisanhomemortgage.com\/news\/#\/schema\/person\/6b5e4c6b37bacb53c28ca8b23e6a3794","name":"Artisan Mortgage","sameAs":["http:\/\/www.artisanhomemortgage.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts\/896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/comments?post=896"}],"version-history":[{"count":9,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts\/896\/revisions"}],"predecessor-version":[{"id":1230,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/posts\/896\/revisions\/1230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/media\/1201"}],"wp:attachment":[{"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/media?parent=896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/categories?post=896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.artisanhomemortgage.com\/news\/wp-json\/wp\/v2\/tags?post=896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}