The experienced, professional, and hardworking team at Artisan Mortgage Company can help you choose from the large variety of available Levittown, NY home loans including fixed or adjustable rate mortgages.
Whether you need a 30-year fixed rate loan, an FHA or VA loan, or you want to look at refinancing a current mortgage, our licensed mortgage brokers in Levittown, NY will work with you to determine your qualifications and help you secure a home loan.
A first time homebuyer in Levittown, NY without a large downpayment may find an FHA loan a good fit, while an investor hoping to keep monthly costs down on a rental property might prefer a 3 year ARM.
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In today's market, it is essential to provide quality products and services that are delivered in a professional and friendly manner. Artisan Mortgage Company is delivering low mortgage rates and great home loans to the Levittown, NY residents. We emphasize customer service on a personal level; we know our customer and more importantly, they know us!
We take pride in providing professional hometown service for all your financing requirements. Whether your credit need is personal or business, experienced staff is there to serve you.
How long does it take to obtain a Conditional Loan Approval?
Many lenders take 7-10 days to issue a loan approval. We have significantly streamlined the process so that once you complete the application and submit the requested income and asset documentation, we can send it to lender fast. You specify in your application how you would like us to contact you to deliver your Conditional Approval (by telephone, e-mail, etc.).
Home Loan Programs
Some of the most useful mortgage programs available in Levittown, NY for purchasing or refinancing your home loan throughout Nassau County:
The amount of debt you owe currently. Large balances, having many cards, and maxed-out limits will lower your score.
We are streamlined, with mortgage, realty, and underwriting services, and an on-demand title company as a partner. This enables the company to pass savings to the customer. We pride ourselves on making the financing of your home in Levittown, NY as easy as possible, from start to finish, and that includes servicing your mortgage.
Your score not only dictates whether you qualify, but also the level of interest rate you'll pay on the loan. Our program puts your credit on the right track, but the rest is up to you. By following a few guidelines, your score will continue to rise. In no time, you'll be afforded the perks and benefits enjoyed by people with good credit.
We begin with how to determine what type of mortgage in Levittown, NY is right for you, pre-qualification, and onto the application process itself. What happens to your application once it is submitted to the lender, and, of course, the closing, including all the fees and expenses you can expect to pay during the entire mortgage process.
A Few Loan Products
We make it easy to apply for a loan. You can choose between one of three convenient options:
We make residential loans, and we make it simple. We offer a wide range of home and residential mortgage products Levittown, NY and complete step-by-step service. Our residential department can make pre-qualifying and the entire lending experience easier by handling all the details of your home package for you.
Position refers to the priority, order, and sequence of repayment of the liens prior to the transfer of ownership.
An adjustable rate mortgage that has a fixed interest for the first three year period and may adjust to a higher each year thereafter for the remaining term with pre-set limits and caps.
Settlement and Funding
Settlement and Funding are the final steps in the loan process. You will meet with a closing agent at a local title company, attorney's office, or at your own home. While at settlement you will read and sign the final loan documents. Many of these documents will be familiar to you as they were provided in the initial package you received after application. Your closing agent will be able to answer any questions you may have. Your Home Loan Advisor and Loan Processor are also available to help as needed.
What is Second Mortgage?
If you get a $40,000 HELOC, you can only use $4,000 of it and pay off just the $4,000 as you would a credit card. HELOCs are re-usable, so you can continue to access the money as you repay it.
Housing Information (2018)
Interested in details on services offered by city government? The city website has this information.
We hope you find these services convenient and competitively priced. Should you ever have a request or suggestion we encourage you to share it with us. On behalf of the entire staff of AMC we thank you for choosing us to assist you in achieving your financial goals.
They can come in fixed or adjustable rate products. These are great for a buyer trying to pay off a debt at one time and will no longer need extra money for their home equity.
At Artisan we have access to hundreds of financing programs. Each loan program can be used for no cash-out refinances in Levittown NY and cash-out refinances as well as purchases.
Our broker fee is not based on the loan amount, interest rate or the program you select, so our Personal Consultants always have your best interest in mind. You save money with a lower-priced program that fits your needs, and aren’t forced into a higher-priced program designed to generate a high commission for the lending agent.
Artisan Mortgage offers a wide variety of borrowing options to meet the needs of our ever growing and changing community. Give us a call today! 1-800-499-0141 You are important to us. When you’re in the neighborhood, come in and talk to one of our friendly representatives about your needs.
Our experienced staff will provide you with the personalized, top-notch service you deserve and will work closely with you through every stage of the loan.
Whether you are interested in a 30 year fixed rate mortgage for a new home purchase in Levittown NY, a condo loan to refinance your weekend getaway, or a 5 year arm for an investment property, Artisan Mortgage Company offers a variety of home financing options throughout Nassau County including USDA, VA or FHA loans from top lenders nationwide.