Rockland County, NY Mortgage Broker Offers Purchase and Refinance Home Loan Programs

Once you submit your Rockland County NY home loan application, one of our loan processors will typically research the following information:

• Credit
• Employment
• Bank accounts
• Loans and other debts

Regardless of credit history, income or property type, we can help even less than perfect borrowers. What we're really about is people - people like you who are looking to meet financial needs.

Sometimes our loan processors require you to provide additional information. This is a common occurrence and should not be cause for alarm.

Once the accuracy of the loan application is verified, the file goes to underwriting department. Once your loan is approved, your lawyer will ask you to sign the closing documents so that you can finalize the purchase of your property.

Pre-qualification is a simple process of determining how much you can afford by taking into account very basic income and debt information. With a simple calculation a lender can tell you approximately how much home you can afford.

Our loan officer is available to provide this no-cost, no-obligation service to you right over the phone whether you're in New City, Haverstraw or Spring Valley NY you can access our simple form and get pre-qualified in minutes.

One of the key reasons for refinancing mortgage in Rockland County New York is to lower your monthly payment. If interest rates have gone down since you purchased your home, it may make sense to refinance at a lower rate, which will reduce your monthly payment.

You won't believe how easy it is with us on your side! As part of our ongoing commitment to service, we offer a free savings analysis, detailing the many benefits of mortgage refinancing.

Also if your credit score has improved since you originally purchased your property you may be eligible for a lower rate. Plan on moving from the home in the next 3 to 7 years? An adjustable rate may be the answer to lowering your monthly payment. Talk to your personal loan consultant to see which program may benefit you.

If you are looking to use the equity in your home to obtain cash to pay for things you need – no problem! We recognize the unique needs of homeowners with large Rockland County NY mortgages. We can do this for borrowers with perfect or less than perfect credit wheter you are in Pearl River, Monsey or Stony Point NY!

Adjustable Rate Loan (ARM)

Since people move more often, having a long term loan makes less sense for many families. Borrowers should consider the length of time they plan to spend in a home and the personal potential impact of and increasing home payment over time.