Artisan Mortgage Company is a Harrisburg, PA mortgage broker with access to a large variety of home loan programs at the best available rates and terms dedicated to finding the right loan for you.
As a local mortgage broker, Artisan Company is familiar with the housing market and offers many different loan options including FHA, VA, first time home buyer program, bad credit, home equity loans in Harrisburg PA throughout Dauphin County and nearby cities of Hershey, Elizabethtown, Middletown, Camp Hill and Mechanicsburg.
With over 20 years in the industry, our experienced Harrisburg Mortgage Brokers take the confusion out of the process for a quick approval.
In December 2022, the median listing home price was $225K, up 21.6% compared to last year.
Take advantage of Artisan mortgage products and special offers, and start achieving your financial goals today. To get started fill out the form on this page, prequalify here, or call us at (833) 844-0141 to speak with a licensed Loan Officer.
VA Loans
The advantage of getting a VA loan in Harrisburg PA is that you do not need to make a down payment for your home purchase. This is government program and VA Loans (Veterans Administration) are available to those who have served in the military and their families Call us today to learn more about VA financing options and to find out if you are eligible for this program.
Interest Only Loans
Only the interest on the mortgage is paid in monthly payments for a fixed term. At the end of the term, the balance can be paid in a lump sum, it can be refinanced, or the client can begin to pay on the principal of the loan.
Second Mortgage
Here are some advantages of using this program:
Home Equity Loan
If you want tax benefits Home Equity Loans may be a good choice. You should consult your tax advisor to find out if you qualify. Our popular home equity loan in Harrisburg PA offers the following benefits:
Our mortgage brokers will work with you to design a loan that meets your needs and matches with your personal financial situation.
Credit Management
Time is the biggest factor in rebuilding your credit after negative events. Late payments, overcharging a credit limit, or keeping too many balances can be resolved as time passes. Paying off the balances, reducing your number of accounts, and making payments on time will diminish these marks.
Artisan Mortgage offers a wide array of mortgages and refinancing options to homeowners and homebuyers in Dauphin County, Pennsylvania including the following areas:
FHA Loan
Due to the less stringent underwriting criteria, FHA loan is particularly popular financing option for first time home buyers. For qualified borrowers FHA home loan in Harrisburg PA provides an easier road to home ownership allowing a lower down payment for purchase. Call us today and you’ll learn more about FHA financing and how distinctive customer service is our governing principle.
Low Down Payment Loans
At Artisan you may qualify for a loan with a low or no-down payment. Meeting the needs of those trying to get into their first home is as important to us as it is to you the homebuyer.
Debt Consolidation Plan
Our popular Debt Consolidation plans offer solutions that will get your finances back on track even if you're presently behind on payments.
Conventional Fixed Rate Mortgages
Our bi-weekly products provide no additional monthly expenses, help you pay your mortgage off early, and save thousands in interest over the life of the loan.
If you are looking to purchase home or refinance mortgage in Harrisburg PA here are the top 10 loan programs available throughout Dauphin County to help get you started:
Advice and Planning - Find out which mortgage is right for you and how much you can afford. It all begins with a few numbers.
Build Your Own Plan - Each stage of your life comes with unique challenges & opportunities.
Closing Loan
By conducting this process internally we are better equipped to meet deadlines and ensure that your loan is funded. Prior to the closing meeting, your title company, escrow company or attorney will review a copy of the HUD-1 Settlement Statement with you. This document contains the final total of your closing costs and identifies the total funds you must bring to the closing.
Local Housing Info (2022)
The home values have risen by 21.6% in 2022 and the median house price is $225K.
Learn more about city here www.harrisburgpa.gov
Credit Report
When applying for any type of financing, your credit score is the key factor that determines whether you get a "yes" or a "no". A score is a number that is calculated to assist the lender in making that decision on your loan application.
Refinancing mortgage doesn’t have to be difficult or expensive. Customers today choose to refinance their current mortgage in Harrisburg PA in order to:
Need cash? Want to pay off bills? Or do you just want to make a smart financial decision?
Use our custom rate mortgage calculator to find the best combination of rates and fees as quickly as possible. Explore the difference between paying your existing balance with a no-fee refinance or by adding the closing cost to your loan balance.
Chances are, you’ll find a way to save money… and that’s why most people refinance in the first place. If you have questions, our personal Loan Consultants can help you make the right decision.
Contact our experienced loan officers for more information by simply filling out our online application or calling (833) 844-0141 today!
Artisan Mortgage Company offers a variety of mortgage options, including special lending programs for first-time homebuyers and low refinancing rates in Harrisburg PA area including nearby cities of Hershey, Palmyra, Enola, Linglestown, Highspire and Steelton.
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