Whether you are buying a new home or refinancing mortgage in Pittsburgh PA, Artisan Mortgage Company is committed to finding the best possible home loan program for your unique financial circumstance and needs.
As a mortgage broker familiar with the local housing market, we offer a variety of mortgage loans in Pittsburgh PA and the surrounding metro areas West Mifflin, Monroeville, McCandless, Washington, Moon, Bethel Park and Canonsburg such as: FHA, VA, construction, bad credit, home equity loans and first time home buyer program.
We encourage you to consult with one of our experienced Pittsburgh Mortgage Brokers and start your home loan planning today.
The median home price was $225K in December 2022.
We offer a variety of low money down fixed rate and adjustable rate FHA mortgage loans in Pittsburgh PA to homeowners and home buyers including:
Check current FHA loan limits on HUD's web site entp.hud.gov With access to lenders through state, we offer conventional mortgages, as well as insured programs through FHA and VA. Mortgages are offered for either primary residences, or for rental properties. At this time, financing on commercial properties must have a residential component.
Consider that your home is probably your largest single investment. So, it makes good sense to select the most cost effective mortgage, which can have a great impact on your wealth creation.
Many lenders and their mortgage programs try to squeeze applicants into one or more of their "programs" regardless of it being the right loan to fit your needs. We get you program that is right for you.
Fixed Rate Loans
They are designed for the home buyer who desires a fixed rate over the life of loan. This type of loan is available for existing homes, second homes or investment property.
These are fixed rate loans amortized over 30 years, 20 years, or 15 years. Government-backed VA home loans in Pittsburgh PA are available to qualified veterans and active military personal including their families. VA loans require no down payment and are perfect choice for first time buyers. Sellers can pay up to 6% of the buyers closing cost. Call a local Artisan Mortgage Originator or Branch Manager for more details about VA loan and requirements.
This type offers the convenience of construction and permanent mortgage financing, all in one package. There is a one-time closing cost for both the construction and the permanent, saving you money. Principal payments are not required during the construction period, only interest payments. Individuals or contractors may apply.
As we mentioned a very popular style of programs is the Home Equity Line of credit. A line of credit can be described as, similar to a card with a very large available balance at a significantly lower interest rate than your typical card.
As mentioned these are generally done as second mortgages using available equity in the house as collateral.
If you are an experienced borrower who doesn’t have the time to search for the supporting documentation or perhaps are self-employed and have a tougher time proving income – No Problem. If you have fairly good credit we can process your application with our No Doc program.
Whatever your next project – personal or professional – we have a Pittsburgh PA mortgage loan that can help you achieve your dreams. Our mortgage specialists work with many lenders across state and would be glad to go over the various options available for you through available programs. Finally as a mortgage customer, we might offer you special discounts on several financial services provided by lenders through our loan programs. Being in constant touch with lenders, we can give you a decision in minutes. When it comes to loans, Artisan has everything you’d expect, relationships with the best Pittsburgh PA mortgage lenders, plus help and advice about what loan solutions are right for you.
First-Time Home Buyer Program
We offer an array of popular loan programs for first time home buyers in Pittsburgh PA with great low interest rates including 30 year fixed rate mortgages, Veteran's Administration backed VA loans for military families and FHA loans. First-time buyers can get low down payment loans, and the funds can be available.
Bad Credit Home Loans
Just because you’ve had some credit problems in the past doesn’t mean you’ll have them in the future. We’re flexible – we have a wide variety of home loan and refinance programs available to borrowers with bad credit. Bad credit home loans can help you out with this situation as we look beyond your financial situation and consider more than your less-than-perfect credit history when making a decision on a loan. To learn more call us today.
Adjustable Rate Loan
Rate caps protect from extreme interest rate changes. These rates are normally lower than fixed mortgage rates, making it easier to qualify. Terms are up to thirty years.
If you've been putting off buying new house, or adding on to your existing house, see one of our licensed professionals today and let them help you realize your dreams. We offer home loans including FHA, VA, USDA, real estate and construction. We're a local community broker working with different lenders and that's why we can give you the quickest possible response to your request.
Artisan Mortgage is licensed to originate home loans and provide mortgage refinancing in Pittsburgh, PA throughout Allegheny County including the following areas:
Home Equity Loan
Artisan Company offers home equity loans at some of the lowest rates in the industry. Our Home Equity program offers the ability to take cash out of your house, get up to 100 percent of house's value and pay off cards and other debt. For more details on equity loan, fill out an application online and get a personal response from one of our professional representative.
We provide access to the real estate market and are able to offer competitive terms, rates and programs through this outlet. If your needs do not fit into the secondary market, we have a variety of in-house products to suit your needs.
Whether it’s buying or renovating a house, or launching a business endeavor, we are ready to offer you experienced personal service to guide you through the mortgage process and help you accomplish your goals. They are available through using a first and second trust deed at the same time, at great rates with no pmi! If your money is "tied up" or you don't want to put it all into your house, this is ideal!
Lot program is designed to assist in the purchase of a vacant lot in an approved subdivision for the purpose of building at a future date. It allows you, as the borrower, to establish equity in the lot through regular payments.
Housing Market (2022)
The median home price is $225K.
Learn more about city here: www.pittsburghpa.gov
Artisan offers mortgages that fit challenged needs of consumers, such as no money down or bruised credit. We have solutions to fit your needs. Want the flexibility of this option? Contact our experts for an application.
For some homeowners, refinancing mortgage in Pittsburgh PA to a shorter term is the right move. For starters, the shorter the term, the more that is saved in interest over the life of the loan. If you have been building equity in your home — as little as two years' worth — you might be able to refinance to a shorter term at a lower rate.
Reduce your Interest Rate
Take advantage of today's low interest rates. A low rate mortgage loan can save you hundreds a month - up to thousands a year - depending on your current interest rates.
Our commitment is to continue doing what we have always done well, underwriting and closing loans for our customers. Artisan's dedication to customer satisfaction is second to none. Our employees understand the importance of each and every loan our customers submit.
What separates us from other mortgage companies is our dedication in providing client with a best option. Our team has more than 20 years of experience in industry.
It is our objective to provide you with the lowest rates and best terms available in the current real estate market.
No-income verification loans
Our mortgage specialists would be glad to go over the various options available for you through this program.
Debt Consolidation Loan
Give your score a fresh start. With a little education, some persistence, and a debt consolidation loan, you can do the things that make your scores rise.
We can advise you about many solutions. Such as how to save hundreds of dollars a year. The best way to borrow for college. And whether or not refinancing makes sense for you. And we’ll do it all in plain talk. So you’ll actually be able to understand what we say. Since a number of our programs are made to so-called "high risk" mortgage applicants, we also need loans that are traditionally considered to be a good risk.
We are committed to helping you find the right loan. Our goal is speedy, accurate, and personal service every time a customer visits. This is our commitment and our reputation. No matter what type of property loan you need, get it by calling (833) 844-0141 or apply online.
We have conventional, adjustable and fixed rate, low money down VA, FHA home loans in Pittsburgh PA area including Bethel Park, Mt. Lebanon or Monroeville and our knowledgeable and friendly mortgage brokers can help find the loan that is right for you.