Adjustable Rate Mortgage Loans in New York & Pennsylvania

Adjustable Rate Mortgages in New York & PennsylvaniaA popular alternative to the typical 30 year fixed rate mortgage is the adjustable rate mortgage.

Adjustable rate mortgages in New York & Pennsylvania usually offer an introductory period where your mortgage rate (which is usually lower than those associated with fixed rate loans) remains fixed, but after that period is up, the rate can adjust either up or down.

If you think you may relocate, sell, or refinance within the number of years your introductory fixed rate period lasts, then an adjustable rate mortgage could be for you.

Because the introductory rate is often more affordable than those typically carried by traditional fixed rate loans, adjustable rate mortgages can help borrowers in New York and Pennsylvania save money in the short term.

Call Artisan Mortgage today for more information or to receive a free quote on an ARM program: (833) 844-0141, fill out short form on page or prequalify here.

Our Most Popular Adjustable Rate Mortgages in New York & Pennsylvania

Available on residential and commercial properties, this may be the best choice if you want the lowest starting monthly payment. A low starting rate keeps payments low and helps you ease into your new home loan. Low starting payments may mean extra spending money for settling in costs and home improvements, too. Get greater interest stability with the historically less volatile and slower-moving index.

Qualifying Properties

Loan Benefits

New York & Pennsylvania ARM Mortgage Options

Artisan Mortgage Company keeps the mortgage process simple, and makes it easy to take the first step. If you only plan on owning your home for a year or two, a 3 year adjustable rate mortgage (ARM) may be the best fit, and if you would like the security of a longer fixed rate period, you might prefer a 5 or 7 year ARM.

If you are looking to buy a home in Long Island, Queens, Brooklyn, Staten Island, Bronx, and Manhattan, NY call one of our loan experts today at (833) 844-0141 to get a low adjustable rate mortgage loans in New York & Pennsylvania, or prequalify for a loan.