York, PA Mortgage Broker: Low-Rate Refinancing and Home Loans from Top Lenders

There are two main types of home loans in York, PA that the loan originators write which are fixed rate mortgages and adjustable-rate mortgages.

Each of these types of mortgages can be a very effective tool for the buyer - it’s just a matter of asking the right purchase mortgage questions like:

1. How do I compare home mortgage programs?
2. Can I avoid closing costs?
3. How does a fixed rate loan program protect my future?
4. What happens when an adjustable rate program adjusts?
5. Which loan program has the lowest interest rate?
6. How do I access my current home’s equity?

To learn more about how these key loan topics affect your purchase, call one of our mortgage specialists today!

We offer flexible solutions to meet your individual needs. Listed below are a few of the specialty products available to our customers.

1. Adjustable-Rate Mortgages (ARM) - An ARM is a flexible financial tool that helps make your money work for you. Choose from different payment options every month.
2. Fixed Rate Mortgages - If you prefer a fixed monthly payment, choose a fixed rate mortgage.
3. Alternative Options - We offer many alternative financing options, including first-time home buyers, VA loans, FHA.

FHA & VA Loans

The current real estate and financial markets have many potential homebuyers concerned about how they can afford a downpayment on a new home. We have low money down financing options to fit qualified borrowers' needs, including VA loan and FHA mortgage products in York, PA area.

Our FHA programs include 30 year FHA mortgages, 15 year FHA loans, and 5 year FHA ARMs. Learn more here www.hud.gov

Call us today to learn more why people in this area are turning to them for low interest rates and great refinance and purchase home loan products.

We offer a variety of programs to meet your needs: 10-30 year fixed rate, combo, adjustable rate, Jumbo as well as non-conforming loans for borrowers with less than perfect credit.

Mortgage Loans

We have several financing options available in conjunction with other financial institutions that can fit the needs of most borrowers. We also work in partnership with the top lenders and can provide qualified borrowers with down payment and closing cost assistance.

Don't worry if you've been turned down for loan before. We will help you reestablish your credit and recover from overwhelming debt. Apply Online to get started.

Coverage Area

Artisan Mortgage specializes in residential home loans in York, PA offering FHA, VA, USDA loans across:

• Hanover
• Weigelstown
• Shiloh
• East York
• Parkville
• Red Lion
• Spry
• New Freedom
• Dallastown

Home Insurance

Let us help you get the insurance coverage you need for your new home. Click here to get a no-obligation quote.

In today's housing market, many homebuyers are looking for the most steady, predictable mortgage option possible. If this sounds like you, and you're in the market for a home loan in York, PA, Artisan has many low-interest mortgage solutions that may fit your long-term mortgage goals.

New Construction Loan

New construction financing is designed for the construction of new residential homes. Terms are generally structured for interest only payments while your house is being built. Upon completion, the loan is modified into the mortgage product best suited to your long term needs.

Want to make in an investment you can enjoy for years? See how we can make it simple. Looking for an investment you can enjoy? AMC makes financing vacation and second homes simple.

Home Equity Loan

Rates are substantially lower than credit card debt, but are slightly higher than first mortgage loans. Equity Loans have a fixed term and amortization can be tax deductible for buyers who file itemized deductions.

Whether it is generating cash from the equity, or setting up refinancing, our personal loan products are designed to be flexible and to meet a varying range of personal situations.

Here are some of the top home loan programs in York PA, whether you are looking to purchase your first home or refinance mortgage:

• Fixed-rate mortgages with various terms
• Adjustable-rate mortgages
• Jumbo loans (amounts up to $5 million)
• Government (FHA, VA – including reverse mortgages)
• First-time homebuyer programs
• Interest-only
• Reduced-documentation
• Second home and investment property
• Second mortgage programs
• Expanded products for unique property types, credit situations, etc.
• Pre-qualifications
• Superior service enabling a quick close

Dena and Tom wanted their own home. With a growing family in tow, it was time. But knowing where to start seemed overwhelming. Then they met Jim at Artisan. Not only did Jim get them pre-approved, but he spent the time - talking with them, dreaming with them - to find just the right plan. Now, thanks to him, they are investing in their future, not a landlord.

Debt Consolidation

We can help you save up to $500 and more every month-even if your credit is less than perfect. We also have loans that require little or no equity in your property.

A lot loan is the first step toward building the home of your dreams. Contact us or apply online now for lot acquisition.

What is Escrow?

Obtaining a mortgage (especially your first) introduces you to a variety of unfamiliar terms. One that’s new to most people is escrow. While the term is used in many ways, two are particularly important when you’re obtaining a mortgage. First, escrow refers to how the funds are handled when you buy or sell a home. It protects both buyer and seller, as well as others involved in the transaction (such as mortgage lenders) by making sure that money and ownership do not change hands until all the proper steps have been followed.

Non-prime loans

The greatest benefit AMC offers its brokers is service and speed. You'll have the most experienced non-prime people in the business working with you to get your clients funded fast.