Whether you are interested in purchasing a house, condo, or multi-family home, you may want to consider an FHA home loan in New York and Pennsylvania from Artisan Mortgage Company.
From low mortgage rates to lenient down payment and less strict credit requirements, FHA loan programs in New York and Pennsylvania from Artisan Mortgage could be your ticket to affordable homeownership.
To learn more about Artisan's low and zero down mortgage programs, call (833) 844-0141. You can also request rates using the quote form on this page.
Artisan Mortgage is pleased to provide fixed rate and adjustable rate FHA loans to home buyers throughout New York and Pennsylvania. In recent years, mortgage programs from the Federal Housing Administration have grown in popularity as consumers search for low money down home financing solutions.
We offer a wide range or home financing products for most types of residential homes. Whether you are looking for a condo loan, investment property financing, or even jumbo mortgage for higher end real estate, we can likely help. From first time home buyers to real estate investors, professional financing assistance is always a phone call away with Artisan.
FHA mortgages in New York and Pennsylvania are popular for several reasons and here are a few of the biggest advantages of taking out this type of government-backed home loans:
Certain lending programs provide mortgages with little to no down payment, depending on your income and some acquisition cost limitations. We use these mortgage programs to enable a borrower to take advantage of purchasing a home with very little down payment. The borrower does not have to be a first time homebuyer.
FHA loans in New York and Pennsylvania have become increasingly more popular with first time home buyers who are seeking to put less money into their down payments. If you see youself in a similar situation and only plan on being in your starter home for 3-7 years, you may want to speak with an Artisan professional about the possible benefits of a 5/1 ARM loan.
I don't view them as my mortgage lenders or brokers, but more as trusted mortgage advisors and planners. I enjoy such a sense of security knowing that someone else is taking care of managing that end of my portfolio. They have an impeccable reputation and live up to it. Which is why I refer them to my family and friends without hesitation!!
Whether you are purchasing a Philadelphia condo, buying a Rochester home as a first time home buyer, or investing in property in Albany, NY, Artisan has a FHA loan program in New York and Pennsylvania for most home financing needs.
Since 2005 Artisan has been assisting borrowers across the country purchase and refinance their piece of the American Dream. We combine state-of-the-art technology with in-house underwriting and closing to streamline the lending process and move loans efficiently from application to close. From government insured loans to conventional fixed rate and adjustable rate programs, we have the bases covered.
What are the down payment requirements?
FHA loans give borrowers the opportunity to purchase property with as little as 3.5% down (subject to change, call for up-to-date guidelines). They also allow homeowners the opportunity to refinance to a greater loan-to-value ratio than they may be able to obtain through conventional financing outlets. Over the past few years, FHA loans have grown in popularity as other low money down mortgage products have faded from the marketplace. We are pleased to offer these great financing solutions and keep the dream of homeownership alive from many consumers.
Contact us today to learn more about the low down payments FHA mortgages in Pennsylvania and New York with less strict credit requirements, whether you are in Long Island, Queens, Brooklyn, Bronx, Manhattan, NY and to request current rates using the rate quote form.
If you do not intend to stay in the home for a long time, a shorter term option may be better suited to your needs. We also offers 10 year mortgages, 7/1 ARMs, 5 Year ARMs and more.
What documents will typically be requested after I complete an application?
Documentation requests will vary according to different loan programs, however, typical documents include:
We offer several ways for you to contact us. Choose the method that works best for you and one of our representatives will be in touch with you shortly.
Artisan Mortgage and Jim Barry made getting a home loan a stress free experience. I had expected the process to be a long and drawn out expensive endeavor and was very pleased at how he moved the process along. Artisan made the process effortless. Jim kept his word from, our first meeting. He carefully and thoroughly explained all the steps involved.
FHA loans provide New York and Pennsylvania consumers with the ability to purchase homes with as little as 3.5% down and cash-out up to 85% of their equity through refinancing (these guidelines are subject to change - please contact an Artisan representative for current criteria).
No matter what size your dream - large, medium or small - we make it easy to find loans that fit your financial comfort level and desired mortgage payment timeline.
Choosing the right loan at Artisan starts by simply telling us what you want to do in life. We understand that being a good financial partner requires being a good listener first. The associates at AMC are all ears to your needs, so give us a call at to learn more about any of our loans.
When you work with AMC it's easy to get started! Simply select the option that works best for you and your schedule:
Whether you are a current homeowner in Pittsburgh considering refinancing your existing property or a first-time homebuyer looking for a starter house in Buffalo, Artisan Mortgage has several FHA loan programs in New York and Pennsylvania insured by the Federal Housing Administration that will likely meet your financial needs.