Whether you are a first time home buyer or looking to refinance your existing mortgage, with our specialized bad credit home loans in New York & Pennsylvania, we will help you overcome common barriers to loan approval, such as: bankruptcy & foreclosure, too much debt, hard to prove income, low credit score etc.
Let us tailor-make a bad credit home loan in New York & Pennsylvania for low-income borrowers with low scores, customized to your particular financial situation.
We understand that you might be having short-run credit problems. Therefore, we provide bad credit home loans in New York & Pennsylvania with financial answers and solutions that concentrate not entirely on your credit history, but on assisting you meet your present demands and accomplish your plans for the time to come.
Just because your FICO credit score is not perfect you shouldn’t miss out deal accessible to everyone else. Call us at (833) 844-0141 to learn more about subprime mortgages or fill out the form to get started!
How to buy your first home and get a home loan with a bad credit in New York & Pennsylvania? We have access to the industry's best bargains. This includes our access to many different subprime mortgage lenders who are willing to work with homebuyers who have low FICO scores. For first-time homebuyers with low or moderate income the NYS Mortgage Agency provides help.
At Artisan we understand that there is no such thing as a Perfect Borrower. If you have had some credit problems and are looking for the Perfect Loan - You've come to the right place.
Our ability to offer a wide variety of loans designed especially for each individual borrower has given our clients unprecedented financial freedom.
Some of the good financing options for a mortgage with a bad credit in New York & Pennsylvania and no money down are: the Federal Housing Administration FHA loans for qualified borrowers; VA home loans backed by the Department of Veterans’ Affairs for eligible veterans and active military personnel; and U.S. Department of Agriculture USDA loans for low income homebuyers and properties in rural areas.
The experienced team at Artisan will work diligently to ensure your mortgage moves quickly to closing. They take pride in their high level of communication and extensive portfolio of loan products.
Our helpful financial calculators act as a guide to help answer some of the questions you may have about mortgage financing. If you have questions about home financing, ask one of our expert consultants by choosing a name from the menu above.
The current real estate and mortgage climates has left many low-income borrowers with a bad credit in New York & Pennsylvania worried about how to afford a mortgage whether they’re in Long Island, Queens, Bronx, Staten Island, Manhattan, NY.
I had two mortgages on two separate properties. As rates came down, refinancing helped me lower the interest rate and payments on both loans! It proved to be a great financial move for me. I have a personal relationship with my financial professionals; the service I receive is phenomenal. They keep an eye on the market for me and truly stay on top of everything. If they believe it's in my best interest to restructure the terms of my existing loan or make any change within a certain timeframe, they let me know!
Unlike most other mortgage companies that offer home loans for people with bad credit in New York & Pennsylvania, we have a personal interest in your success. That's why you will observe:
Be leery of bigger-then-life credit repair companies who promise to instantly clean up your credit. Many such companies do nothing to improve your credit. The truth is: everything a credit repair agency can do for you, we help you do for yourself.
For the record, no one can legally remove accurate and timely dings from your credit report. In addition, the law already allows you to request a reinvestigation of disputed information at no charge. However, there are some steps we may be able to help you take that will legitimately, legally and quickly raise your credit score!
Let our expertise go to work for you! We'll show you where you stand, and how to correct any potential errors or blemishes.
All of us are grateful for the opportunity you give us to serve your financial needs. Let us show you how our products, programs and services are unique and how they can make your financial future a little easier and brighter.
First-time Buyer Loan Programs
We have a broad range of mortgage products that can provide the most favorable deal for first time home buyers with bad credit in New York and Pennsylvania, and no down payment including but not limited to Buffalo, Rochester, Syracuse, Philadelphia and Pittsburgh.
We have a strong personal and financial commitment to this community, and we look forward to serving the needs of all our customers for many years to come.
How quickly will you close my loan?
To determine the current turn time for mortgage processing, please call us and speak with a loan officer today. It is important to consider that when purchasing a home or refinancing an existing mortgage, there are outside factors that will impact the processing time of each mortgage loan, i.e. contract negotiations, property appraisals, demand payoffs, etc.
Most people experience more than one debt. You may have high interest credit cards, loans and mortgages. To liquidate one debt you may need to take over from someone else, producing yet another balance owed. The resolution to this problem is debt consolidation.
If you possess a home, you can get a equity loan. With this program you will have to consolidate each of your high interest credit cards, as well as your consumer debts, into one affordable and low-cost monthly payment with low interest.
Artisan Mortgage has made the entire refinance process very easy for us. Our loan consultant was extremely knowledgeable and pleasant. He informed us of the progress of our loan every step of the way. We truly appreciate all he did for us and we will gladly recommend Artisan to our friends and family.
If you are one of homeowners with a bad credit in New York & Pennsylvania and have been waiting for the right time and the right rate to refinance your loan or get second mortgage - stop waiting. We pass on the savings from our high-volume loan discounts and incentives to our customers. So now is the right time to refinance.
We Provide Release:
Yes, you can get release from high mortgage and interest payments with bad credit loans, but you can as well get much more.
At Artisan, we know the future of our company lies in people; our customers and our employees. More than 60% of our customers are referred, and even though this is a very high percentage, we want to raise it.
Since 2005, Artisan Mortgage has been serving homebuyers and homeowners throughout NY & PA, playing an important role in ensuring the long-term success of our customers by providing financial products and services that meet their needs. Our closing costs are realistic and we always pursue the lowest rate possible for our borrowers. As a valued customer, you will work one-on-one with professional staff members who have your best interest at heart.
Dial (833) 844-0141 to speak with our mortgage specialist today, or fill out the free rate quote form on this page to find out more about bad credit home loans in New York & Pennsylvania with no down payment and subprime mortgages that may be a good fit for you, whether you’re in Long Island, Bronx, Queens, Brooklyn, Staten Island, Manhattan, NY, and have less than perfect credit or low to moderate income.