Submitting income from alimony, child support, or separate maintenance income is optional if you do not want to use that income for qualification purposes.
BORROWER NOTE: COMPLETE THIS SECTION ONLY IF THIS LOAN IS FOR THE PURCHASE OF A HOME, HOME IMPROVEMENTS, REFINANCE OF A HOME IMPROVEMENT LOAN OR REFINANCE OF A HOME PURCHASE LOAN.
The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race." The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.