If you are looking to buy your first home or refinance your existing mortgage in Allentown, PA, consider comparing Pennsylvania mortgages with Artisan Mortgage Company, which could potentially save you money over the length of your loan program.
Whether you're looking for a condo loan in Allentown, PA or a 3-year adjustable-rate mortgage for a duplex, or FHA, VA, USDA, 203k home improvement financing, or just want to cash out some equity in your home Artisan's loan specialists are standing by to assist you.
Our team of experienced Allentown, PA mortgage brokers average 20 years of service throughout Lehigh County including nearby areas of Bethlehem, Salisbury, Hanover, Whitehall, South Whitehall and Emmaus.
In December 2022, the median listing home price was $239.3K, up 13.9% compared to last year
Don’t waste another minute wondering if you can afford to finance a new home loan – call (833) 844-0141 from 9:00 am to 6:00 pm EST to talk to a mortgage expert about available offers, complete the form on this page or prequalify here.
FHA Loan
When it comes to finding great home loan products at competitive interest rates, Artisan Company is tough to beat. From low money down FHA loans and VA mortgages in Allentown, PA to conventional conforming fixed rate and ARM products, Artisan Mortgage Company likely has what you are searching for. We also offer great investment property loan and condo mortgage products which may be more difficult to find elsewhere. Thank you for considering Artisan for your next home home loan. Call today for current Pennsylvania mortgage rates and program information or learn more here www.hud.gov
VA Loan
This is actually a better option than FHA mortgages considering that there is down payment requirement and no monthly insurance that are very costly. Learn more here www.benefits.va.gov
We offer a comprehensive array of mortgage loans to fit your unique financial situation. This includes fixed and variable rate based loans, various term lengths such as 15, 30 and 40 years, Jumbo, Interest Only and Home Equity loans.
For years, families have been using their home to leverage funds needed to have a successful life. Having an opportunity to borrow funds is part of the benefit of owning a home. Use your hard earned investment wisely, if you've been wondering how to move past your current financial constraints, consider our Home Equity program - we've been here and we plan to be here for you with every step.
Coverage Area
Working with top lenders, Artisan Mortgage Company offers various residential home loan programs in Allentown, PA throughout Lehigh County including the following areas:
Vacation Homes
Key features for vacation homes: We help you choose from fixed, combination and adjustable rate loans that we tailor to meet your needs. You can even refinance your primary home to help finance your second home.
Balloon Mortgage
With this program you have a fixed interest rate and monthly payment, but after a pre-determined period of time, the balance of the loan becomes due; you can then choose to pay off the loan or re-finance.
Loan Officers
We believe our people can make a difference. Your transaction will be handled from application to closing by one of the most experienced and competent staffs in the area.
Mortgage Loans
Our mortgage brokers are dedicated to making your home purchase or refinance in Allentown, PA as easy and affordable as possible. A variety of loan options and a pre-approval program will ease your home purchase.
Construction Loans
The loan allows the customer to draw funds as they are needed during construction, based on the percentage of work completed. Principal payments are not required during construction, only interest payments.
With a Home Equity Loan you'll get:
What is Escrow?
The extra amount you pay each month is put aside (placed in escrow), and the total is paid to the government or your insurer when due. At the end of the year, the escrow holder sends a statement showing what you paid each month and what was paid in insurance and taxes. If the amounts differ, your monthly payments for the next year will be adjusted.
We offer a variety of programs that are conventional in-house or those handled through our secondary market program.
Adjustable rate mortgages (ARM)
There are rate rise caps included which guarantee that rates do not go up or down too sharply at any given change date. Once again these loans can be used to purchase or refinance homes in Allentown, PA and the client can qualify with or without income and asset proof depending on the rate the client is willing to pay.
Debt Consolidation Loans
If you're feeling the squeeze of high interest credit cards and consumer loans, you've come to the right place for relief. We offer debt consolidation home loans that combine all your debts into one low-interest monthly payment
Fixed Rate Mortgage
This type of loan guarantees that your monthly principal and interest payment will remain unchanged for your entire term, providing you with a greater sense of security in a rising interest rate market.
Adjustable Rate Conventional Loans
Other customers feel rates may drop, or they know they will not be in their home forever and choose an ARM (adjustable rate) option.
Bad Credit Home Loans
You can get release from great mortgage and attention rates with poor credit score, nevertheless you can also acquire far more. Debt consolidation program can help you with this issue.
Home Loan Programs
If you are buying your first home in Allentown, PA or looking to refinance mortgage here are some of the best loan programs available in Lehigh County:
Equity Line of Credit
Use the equity in your home to secure a personal line up to 85% of your home's appraised value. Then you can write yourself checks on your equity line whenever you like without coming into the bank to complete another loan application. No interest is charged on unused portions of your line.
A Few Loan Plans
30-year fixed-rate mortgages
The longest duration, at 360 months, with the potential for the lowest monthly payments because of the long duration of the loan.
Second Mortgage
Artisan’s second products offer innovative options that give you maximum access to your equity with minimum effort.
Please see the "Contact Us & Locations" tab for a list of our office locations. Stop in and visit, meet with an loan officer, and let's get acquainted!
We have a history of steady, realistic growth backs every one of our loans. With more than two decades of lending experience behind us, we’ve demonstrated our staying power and a consistently high level of customer service.
You can get your credit report once a year for FREE!! Checking it regularly will help you defend yourself against identity theft, correct inaccuracies, and aid in cleaning up your credit to raise your score. There are 3 ways for you to obtain your free report.
You are allowed to order one per year from each of the three reporting agencies:
Housing Market Overview (2022)
Want to move here? Find tax information, city government information, economic opportunities, and recreational activities on the website www.allentownpa.gov Find visitor information here as well as a calendar of upcoming events.
Here are the four keys for mortgage approval:
As a general guide, these steps will help you determine if you are ready for home ownership.
Client Reviews
It is very rare to be able to work with someone as personable and professional. When I made an inquiry for loans I selected three different organizations in which to get quotes. Another mortgage company had already sent out an appraisal and had written a loan offer. After five minutes on the phone, I had already decided to go with company before I had even seen anything in writing. You have, without a doubt, a highly qualified and professional staff member.
Wondering what you could save by refinancing mortgage in Allentown, PA area? Interested in knowing what you'd be prequalified to borrow for a new home purchase? Would you like to find out where Pennsylvania mortgage rates are today?
After determining to apply, you should speak to our loan officer. Call for an application form or apply online. There are various types of products to pick out from. We look forward to explaining how it works, and setting up a custom-made program that best fulfills your individual needs.
We make it easy to get started - simply choose the method that works best for you, and fits best into your day:
We are members in good standing of numerous consumer protection organizations, including the Better Business Bureau, National Association of Mortgage Brokers, and more...
The experienced and courteous Artisan Mortgage brokers work closely with borrowers to ensure their home loan process goes as smoothly and efficiently as possible.
Call us today and speak to an expert about PA mortgage rates and options currently available - (833) 844-0141
Artisan Mortgage Company is licensed in Pennsylvania State to originate residential mortgage loans in Allentown, PA throughout Lehigh County including areas of South Whitehall, Salisbury, Bethlehem, Emmaus, Hanover, Whitehall and we provide many affordable home loan programs: FHA, VA, HARP refinance and USDA.
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