Don't postpone your house improvement plans because you don't have the necessary cash. Use the equity in your house to add and upgrade so you can enjoy the features you want now while at the same time adding value to your house. You have many options that can be used to free up equity for your house improvement project. We will work with you to learn your situation and review your needs to find the solution that serves you best: a refinance, Staten Island NY mortgage loan or a home equity loan.
New Home Purchases
You can become a homeowner, or upgrade to your next house, and you can control the process so that you get the best deal. With today's new mortgage programs, you could get the home you want, not just the one you could afford. There are endless combinations of loan options to consider in choosing your first mortgage. Our consultative approach will help you learn about your options and decide what choice serves you best. Before you shop, it’s wise to get a pre-approval so that you know exactly what price range to look at. Based on your assets and financial situation we can determine the right course of action for you. The better prepared you are for the market the easier it will be to start shopping around for home that suits your needs.
By taking the appraised value of your home and subtracting any outstanding Staten Island NY home loan balances from existing mortgages we will be able to obtain the maximum loan amount you would be able to obtain. Your credit standing, current amount of overall other debt, and your verifiable income will also be a factor limiting how much you could borrow. Second mortgages can be a great way to put the accumulated equity in your property to work in other financial areas, get cash for property improvements and upgrades, or to consolidate other types of higher interest rate debt.
We look at the customer's entire financial history, not just their credit scores, allowing us to help people who have been turned down by other companies. Because of this, we are able to offer many exceptional products and services to our clients including FHA, VA, USDA and Conventional Loans, Home Affordable Refinance Programs (HARP), High Balance and Jumbo Loans and Home Equity Loans. Getting a mortgage is a major event in your life. Before you start shopping the market for a new home find out if you are Pre Qualified.
About Staten Island NY Mortgage Broker
Call 1-800-499-0141 to speak directly to an loan expert or fill out the form to get started!
Artisan Mortgage Company is a full service mortgage broker providing a variety of home loans to Staten Island NY residents specializing in FHA, VA, and Conventional programs offering great mortgage rates.
Learn more about median home value: www.zillow.com/staten-island-ny/home-values/