Your Trusted Long Island Mortgage Broker Serving NY & PA

Traditional Mortgage Programs

At Artisan Mortgage, we offer a full range of conventional and government-backed programs with competitive rates, often featuring low down payments and flexible closing costs.

• Purchase loans for primary residences, investment properties, and commercial real estate — covering conventional fixed- or adjustable-rate, FHA, VA, USDA, and more.

• Construction-to-permanent and land loans to finance building your new home or custom project.

• FHA 203(k) renovation loans for buying and improving a fixer-upper in one convenient package.

• Cash-out or rate/term refinance options to access equity for home improvements, debt consolidation, lower payments, or non-contingent purchases.

Specialized & Non-Traditional Options

We specialize in solutions for borrowers who may not fit standard guidelines, accessing flexible non-QM programs through our lender network. These include:

• Loans for imperfect credit, recent bankruptcy, or foreclosure history.

• Bank statement or alternative documentation programs — perfect for self-employed borrowers (no tax returns required).

• Reverse mortgages for homeowners aged 62+ to convert equity into tax-free funds while staying in your home.

If you don't qualify for a traditional loan today, we'll partner with you on a clear plan to improve your position and achieve approval in the future. Our long-term approach sets us apart — we're committed to your success every step of the way.

Personal Service. Professional Results

We believe in promoting homeownership with fair, transparent terms. Whether you're a first-time buyer, refinancing an existing mortgage, or exploring renovation loans, Artisan Mortgage is your trusted resource for achieving the dream of homeownership across New York and Pennsylvania.

As an independent mortgage broker, we represent a wide range of lending institutions—so we can shop multiple options to find the program that best fits your needs and financial situation.

We help families regain control of their finances by securing lower monthly payments, consolidating high-interest debt, or providing cash-out for important expenses.

Navigating today's mortgage options across Long Island, New York City, or anywhere in NY & PA can feel overwhelming. That's why our experienced loan officers guide you every step of the way—explaining choices clearly, handling the details, and ensuring a smooth process from application to closing.

Even if your credit isn't perfect or your income is harder to document, we specialize in flexible solutions tailored just for you, including programs designed for self-employed borrowers, past credit challenges, or higher debt levels.

At Artisan Mortgage, personal service isn't just a promise—it's how we deliver professional, stress-free results for every client.

Why So Many NY & PA Homebuyers Choose Artisan Mortgage?

From Long Island communities like Huntington, Northport, and Manhasset to major areas across New York and Pennsylvania—including Buffalo, Rochester, Syracuse, Pittsburgh, Harrisburg, and the Greater Philadelphia region—homebuyers trust Artisan for a truly personalized mortgage experience.

As a Long Island-based brokerage with deep expertise serving all of New York and Pennsylvania, we stay hands-on from pre-approval to closing, ensuring your loan is handled quickly, correctly, and with your best interests first.

We go beyond standard processing with a thorough pre-underwrite of your file before submission—identifying and resolving potential issues upfront so your loan sails through smoothly the first time.

Whether you're purchasing a home in Buffalo, securing an FHA loan in Rochester, refinancing in Syracuse, or buying in any corner of NY & PA—like Hicksville, Levittown, or Sayville on Long Island—our experienced loan officers explore every option to find the right fit for your unique situation, including solutions for:

• Hard to Prove Income

  We offer certain home loans that don’t require traditional income documentation.

• Bankruptcy & Foreclosure

  If you have had a bankruptcy or foreclosure in the past, we will work hard to find a loan for you.

• Too Much Debt

  We connect you with lenders offering flexible underwriting guidelines without rigid formulas. Especially in today’s real estate market, debt levels are on the rise.

• Your Credit Score

  You are more than just a credit score – we review your entire credit profile.

At Artisan Mortgage, we make home financing straightforward and stress-free, no matter where in New York or Pennsylvania you're building your future.