If you are looking for a home construction loan in New York and Pennsylvania, contact friendly and experienced loan officers at Artisan Mortgage to qualify for this program, get financing and start building your new house today!
New home construction loans in New York and Pennsylvania and working with homebuilders are our specialty and we have built our reputation over the years as a market leader in lending for single-family houses, apartments, commercial, and retail or office buildings.
Call (833) 844-0141 to learn how to get a loan to build a house or fill out the form to receive a free, no-obligation rate quote for financing your new home.
Market update: This loan program has been temporarily suspended until further notice.
Home construction loans in New York and Pennsylvania are one of the least understood financing options among new homeowners, yet it is one of the easiest and most exciting! There are tremendous advantages to working with our loan officers for your new house financing, all the way through the mortgage process.
Low Down Payments
At AMC, we recognize that many credit worthy people may not qualify for one of our standard programs due to a limited down payment. That's why we offer a special plan for borrowers building their own homes.
We offer a wide choice of home loans and mortgage programs. Some choices are yours to make. Others are based on your specific circumstance. We offer conventional, FHA, VA, jumbo, adjustable rate, balloon, and fixed rate mortgages. If you miss the days when you had a strong personal relationship with your financing expert, then welcome back to people who care.
Call us today to speak with one of our experts.
With the right financing and with our experienced team you can avoid all the pitfalls involved with most home construction loans in Pennsylvania & New York State.
We understand very well that the homebuilder-broker relationship must be as close as family. We take time to visit your sites, come to you for your needs, and we can close loans at your place. We respond immediately to any need you have and can help you work through the kinks that may cause a delay. Imagine getting draw requests fulfilled the same day and done through direct deposits to your current bank!
The rates are superior, and you will be able to obtain an tailored quote just by completing our form on the right side or call our toll-free number to speak to one of our lending experts.
The approval process is local and your community broker is there to help you. Please give any of our mortgage professionals a call or e-mail today to discuss your borrowing needs.
Ask around, and you'll learn that Artisan Mortgage does this program like no other. Whether you are a builder or a new homebuyer, we offer great New York and Pennsylvania residential home construction loans, unmatched service and response time, and a friendly professionalism that is highly valued by our current customers.
My experience with Artisan Mortgage was excellent. I want to compliment Jim Barry for the professional treatment I received in obtaining financing to purchase my home. The transaction was very comfortable, and all my questions were answered. I was informed at all stages of the mortgage process and that's what I value the most.
Whether building your dream house or a new office building in Albany, Syracuse, NY or Harrisburg, PA we specialize in new home construction loans in Pennsylvania & New York, and we can handle all the necessary steps from groundbreaking through project completion.
Usually there are two choices:
1. Both of loans combined into one closing
The one time close is the perfect choice for today's hectic lifestyle. By choosing the one time close there is no need to update credit documentation or go through the hassles of re-qualifying for your permanent mortgage. This works best for those people who are planning to hire a General Contractor. This offers financing up to 95% of the total cost or of the appraised value, whichever is less. Interest only payments are required through building of your house.
2. Closing for each one
Borrowers who are acting as their own General Contractor or Builder typically use this program. Those taking on this task are usually trying to keep costs down and create a larger equity position in the property. It is not uncommon for borrowers performing these functions to realize savings that could make it possible to obtain financing with minimal out of pocket expense.
Our network of home construction loan lenders in New York and Pennsylvania can finance the household of your aspiration, whether you are constructing your 1st household, retirement house, or you have just waited to build up your dreaming house.
The amount is based on the appraised value. The difference in the appraised value and the cost can be considered equity / investment in your property. The program requires two closings because the permanent is treated as a refinance. Payments are interest only on the previous months draw totals.
In addition to outstanding mortgage services, our clients have the opportunity to affiliate with a true community brokerage that has established itself as a financial resource for its customers and its community.
Benefits to you
The people at Artisan Mortgage demonstrated top-shelf professionalism and expertise. Throughout the entire cycle of our refinance our options were always presented clearly and our sense of comfort was 100% the entire time. We would not hesitate to refer other contacts to Artisan.
If you are looking for info about home construction loans in New York and Pennsylvania for residential or commercial purposes whether you’re in Buffalo, Syracuse, NY or Lancaster, PA you've discovered the right place! Our program is a tension free way to build an office, plant, or facility or renovate and reconstruct a present one.
For homeowners seeking longer term option, we offer a program that has several important advantages:
Of the home loans and financing options available, some choices are yours, but others are based on your specific circumstances. It helps to know the options when consulting with your lender.
At Artisan Mortgage, we'll provide you with a number of innovative options, one of which should be right for your situation. Add that to our emphasis on personal service, and you'll see why we've built a reputation for finding solutions for our customers. And remember, you'll talk directly with decision-makers when you apply for a loan.
Contact our experts at (833) 844-0141 to get approved for a new construction loan in New York and Pennsylvania and start working on your new home today whether you in Long Island, Bronx, Queens, Manhattan or Staten Island, NY.