Artisan Mortgage serves first time home buyers and homeowners in Smithtown, New York and the surrounding areas in Suffolk County including, but not limited to Stony Brook, Ronkonkoma, Patchogue and Hauppauge NY.
We are offering a wide range of home loan products to fit your individual need in Smithtown, Patchogue and Hauppauge, New York: reverse mortgage, home equity loan, debt consolidation, FHA 203k renovation loans, bad credit loans, VA and USDA loans, construction loan.
Artisan Mortgage Company is one of the most competitive mortgage brokers in the Smithtown and Hauppauge, NY area.
Artisan Mortgage is eager to assist you achieve your dreams of owning home. Working with variety of lenders accross New York State allows us to provide the most competitive loan programs available.
If you are interested in Smithtown home refinancing or are ready to initiate your very first Hauppauge, NY mortgage our experienced and dedicated team of loan officers will help you choose the best loan options.
Credit Improvement Loan
- A Fresh Start – Bring past due balances current, consolidate debt and gain peace of mind rebuilding your credit while making mortgage payments on your own home.
- Lower Overall Monthly Payments – If you’re refinancing, you can take advantage of debt consolidation. Simplify your life with fewer monthly payments and a lower total monthly payment amount.
For years, we have been committed to providing mortgages to Smithtown and Hauppauge, NY community. Mortgage lending is a top priority at Artisan. You can count on our knowledgeable staff always being courteous and attentive and you'll find more mortgage choices than ever.
Whether you're interested in refinancing your Smithtown home loan or learning more about your mortgage options in Hauppauge, NY we are here to get you started.
Most popular refinancing options are: fixed-rate and adjustable-rate (ARM) mortgages, FHA 203k home improvement loan, VA (Veterans Affairs) loans and Home Affordable Refinance Program (HARP).
HARP 2.0 Loans
We are starting to get more of the government Home Affordable Refinance Programs loans done. Fannie Mae has recently updated their underwriting engine to allow for refinances without appraisals. This is Big! Not only do borrowers save money on the cost of the appraisal but we avoid many loan to equity issues. These refinances can be done up to %150 of the estimated value and do not require PMI insurance. Only Fannie Mae loans from before May of 2009 qualify, but if you do qualify this is great opportunity to refinance to a super low fixed rate.
Artisan helped many first time home buyers and homeowners in Smithtown and Hauppauge, NY through every step of the financing process.
Upgrading your house to meet current real estate styles is a great way to improve your house value. However, if you find yourself verifying the sofa for extra change to invest in your next redecorating venture, you may want to consider re-financing your home loan with Artisan Mortgage to free up some extra resources.
Our mortgage representatives know that when you want to purchase or refinance a home or property, or get FHA 203k home improvement loans you need to make financial arrangements quickly.
A full service New York mortgage broker providing a variety of home loans to Smithtown, Stony Brook, Ronkonkoma, Patchogue and Hauppauge NY residents specializing in FHA, VA, and conventional programs.