gfe good faith estimate 2010

GFE Good Faith Estimate 2010

So here we are, in a Brave New World, 2010.  As the mortgage industry continues to come under scrutiny, we are working with mountains of new guidelines and procedures designed....

mortgage-industry-disclosures-policies-and-procedures-in-2010

Looking forward to 2010 Mortgage

2009 has been a great year but also a very trying one. Our mortgage industry continues to go through growing pains as we try to distance ourselves from the meltdown....

tough times call for tough people

Tough Times Call for Tough People

This is definitely a crazy time for the mortgage industry and the banking industry as a whole.  From a person who has been doing this for 15 years , things....

making home affordable refinance program

Making Home Affordable Refinance Program

The Obama administration rolled out the Making Home Affordable program.  This program has 2 main components, the refinance side and the modification side.  In this post I will focus on the refinance....

hvcc home valuation code of conduct

HVCC Home Valuation Code of Conduct and What It Means to You

Home Valuation Code of Conduct HVCC is a new guideline imposed May 1st, 2009 that requires all appraisals on loans sold to either Fannie Mae or Freddie Mac to be....

interest-rates-on-30-year-fixed-rates-mortgages

Mortgage Interest Rates Spike Up

Rates on 30 year fixed rates mortgages have jumped dramatically in the last 2 days.  I’ve been searching for the reason why and still no answer. It seems as though....