tough times call for tough people

Tough Times Call for Tough People

This is definitely a crazy time for the mortgage industry and the banking industry as a whole.  From a person who has been doing this for 15 years , things....

making home affordable refinance program

Making Home Affordable Refinance Program

The Obama administration rolled out the Making Home Affordable program.  This program has 2 main components, the refinance side and the modification side.  In this post I will focus on the refinance....

hvcc home valuation code of conduct

HVCC Home Valuation Code of Conduct and What It Means to You

Home Valuation Code of Conduct HVCC is a new guideline imposed May 1st, 2009 that requires all appraisals on loans sold to either Fannie Mae or Freddie Mac to be....


Mortgage Interest Rates Spike Up

Rates on 30 year fixed rates mortgages have jumped dramatically in the last 2 days.  I’ve been searching for the reason why and still no answer. It seems as though....

the elusive mortgage price

The Elusive Mortgage Price

Most consumers have always been taught to shop goods and services based on price.  In the mortgage industry this can be very elusive.  There are many factors that determine the....

voted as the best long island mortgage company in 2009

Voted the Best Long Island Mortgage Company in 2009!

Artisan Mortgage has been voted as The Best Long Island Mortgage Company in 2009! For more information please visit Long Island Press at