low mortgage interest rates

Interest Rates in New York

Interest rates for the benchmark 30 year fixed rate have dropped significantly. The 30 year fixed rate is hovering around 5-5.25%. There has also been some speculation in the media....

cleaning out the clutter

Cleaning out the clutter

The other night I was home cleaning out some old boxes that had been laying around for a while.  I am at times a little obsessed with throwing things out, so....

private mortgage insurance pmi

Private Mortgage Insurance PMI – The “X” factor

I’m going to start by giving my readers a brief 101 on PMI – Private Mortgage Insurance. It’s been some time since I’ve been able to post some new information.....

what is the difference between a mortgage broker and a mortgage bank

What is the difference between a Mortgage Broker and a Mortgage Bank?

Service! Service! Service! If  I could choose one thing that stands out when comparing a wholesale mortgage broker from a retail mortgage bank it would be very simple, it would....

will i get the best mortgage deal with my current bank

Will I get the Best Mortgage Deal with my Current Bank?

Many times I have customers come to me wanting to find out what kind of mortgage loan and what kind of “deal” I can offer them. They ask me will....

stated income and no income verification mortgage loans in NY

Stated Income and No Income Verification Mortgage Loans in New York

Stated income and no income verification mortgage loans in New York are designed for those who don’t completely claim all their income come tax time. The people who benefited from....