people shopping for a mortgage

Trying to time a bottom

I was at a meeting with old client last week who has over 40 years experience on Wall Street and he gave me a good point to share with my....

crazy low mortgage interest rates

Crazy Low Rates

The predicted super low rates have come true. Merry Christmas and Happy Holidays. 30 year fixed rate mortgage touched 4.375% this morning. If you don’t buy a house or refinance....

low mortgage interest rates

Rates Are Low

The average rate on a 30 year fixed rate mortgage came down to 5.25% this week. The rates have been holding closer to 6% the last couple of weeks, but....

low mortgage interest rates

Interest Rates in New York

Interest rates for the benchmark 30 year fixed rate have dropped significantly. The 30 year fixed rate is hovering around 5-5.25%. There has also been some speculation in the media....

cleaning out the clutter

Cleaning out the clutter

The other night I was home cleaning out some old boxes that had been laying around for a while.  I am at times a little obsessed with throwing things out, so....

private mortgage insurance pmi

Private Mortgage Insurance PMI – The “X” factor

I’m going to start by giving my readers a brief 101 on PMI – Private Mortgage Insurance. It’s been some time since I’ve been able to post some new information.....