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Many people think that when it comes to conventional loans that it’s all the same. Not quite.
Conventional mortgages are loans funded through banks or mortgage companies and then sold to one of 2 GSE’s , Fannie Mae or Freddie Mac. In years past Fannie and Freddie were private companies but they are today quasi government institutions since being taken over by the government shortly after the housing crisis.
For people seeking to purchase a home across New York including including Long Island, Nassau and Suffolk County, NY, there are a variety of loan solutions. No matter if you are searching for a VA mortgage loan or interested in refinancing an FHA loan, Artisan Mortgage can assist you obtain the best mortgage loan rate.