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The FHA 203k home loan is a great product that allows to obtain mortgage financing that can include funds for the costs of repairs and upgrades to a homes across New York State including Long Island, Queens, Brooklyn, Staten Island, Bronx and Manhattan NY. There are many factors and details that go into this program, but I want to give an overall synopsis of the product.
Most often, the 203K home loan is used for purchase and home repair. This becomes a necessary product when a potential home does not meet minimum property standards.
Seek out a true mortgage professional and let them explain the details and options to you so you can make the best decision for yourself.