what the interest rate rise will mean for you

What the interest rate rise will mean for you?

Currently the national average for the 30 year fixed rate is near 6.5%. Some people out there may think that these rates are too high and are still waiting for....

new conforming loan limits

New Conforming Loan Limits

In recent weeks there has been much discussion in the Mortgage Industry as to how much the conforming loan limits for Fannie Mae, Freddie Mac and FHA (Federal Housing Authority)....

pay option arm loans - the real mortgage killer

Pay Option ARM Loans – The Real Mortgage Killer

Pay Option ARM loans are probably one of the trickiest and least understood mortgage programs available to consumers.  Let me Stress to you at the very beginning, your Payment Rate....

how do i know if interest rates are going to drop

How Do I know If Interest Rates are going to Drop?

So many times in the news you hear that the Federal Reserve has cut interest rates. Shortly thereafter clients begin calling and ask me how much the interest rates on....

100% Financing Home Mortgage Loans in New York & Pennsylvania

100% Financing Home Loans in New York & Pennsylvania

100% financing mortgage in New York & Pennsylvania seems to be a topic that comes up a lot. Many times when I am out attending social events, the conversation turns....

mortgage outlook for 2008

Mortgage Outlook For 2008

Lenders are continuously tightening guidelines and are restricting many loan programs available to borrowers. With major lenders and investment banking companies still having billions of dollars in bad mortgage debts to....