in todays market you need a mortgage broker

In Today’s Market You Need a Mortgage Broker

In the past year the mortgage industry has bee turned upside down and rolled over a few times. Many banks and loan programs that were readily available to consumers have....

when you should buy down your interest rate

When You Should Buy Down Your Interest Rate?

Our wholesale 30 year fixed rate dropped to about 5.5% this week, with 15 year fixed mortgages a tad under 5%. Now what? I think this is the best time....

what the interest rate rise will mean for you

What the interest rate rise will mean for you?

Currently the national average for the 30 year fixed rate is near 6.5%. Some people out there may think that these rates are too high and are still waiting for....

new conforming loan limits

New Conforming Loan Limits

In recent weeks there has been much discussion in the Mortgage Industry as to how much the conforming loan limits for Fannie Mae, Freddie Mac and FHA (Federal Housing Authority)....

pay option arm loans - the real mortgage killer

Pay Option ARM Loans – The Real Mortgage Killer

Pay Option ARM loans are probably one of the trickiest and least understood mortgage programs available to consumers.  Let me Stress to you at the very beginning, your Payment Rate....

how do i know if interest rates are going to drop

How Do I know If Interest Rates are going to Drop?

So many times in the news you hear that the Federal Reserve has cut interest rates. Shortly thereafter clients begin calling and ask me how much the interest rates on....