Finding the right home loan starts with finding the right guide. At Artisan Mortgage Company, we’ve spent years building our reputation as an award-winning mortgage broker dedicated to providing clear, honest, and seamless financing options.
Today, we are proud to welcome Thomas A. Lotito, Jr. (NMLS #24920) to our team of expert Mortgage Loan Originators!
Thomas brings over two decades of hands-on experience to Artisan Mortgage, along with a deep, specialized understanding of the Long Island and New York City real estate markets. Having navigated changing market cycles over the course of his career, Thomas possesses the local insight required to help borrowers seamlessly navigate everything from competitive suburban bidding environments in Nassau and Suffolk to fast-paced property markets across NYC.
Whether you are stepping into the market as a first-time homebuyer, upgrading to your dream home, or purchasing an investment property, Thomas’s approach centers on customized strategies. He specializes in home loans & purchase financing, working side-by-side with buyers, real estate agents, and legal teams to deliver a smooth, stress-free closing process.
“No two borrowers are alike. My goal is always to listen first, educate throughout, and build a loan strategy that aligns perfectly with my clients’ long-term financial goals.”
— Thomas A. Lotito, Jr, Mortgage Loan Originator
To help our clients secure competitive rates and flexible terms, Tom and the team at Artisan Mortgage offer full access to New York’s most sought-after mortgage products:
Headquartered locally with our Long Island branch office in Bay Shore, NY, Artisan Mortgage provides tailored home financing guidance tailored to the distinct economic landscapes of local New York communities:
From coastal townships to growing suburban neighborhoods, Suffolk County presents diverse homebuying opportunities. Thomas assists clients throughout Bay Shore, Islip, Huntington, Smithtown, Brookhaven, Riverhead, and Babylon in structure financing for single-family homes, townhomes, and coastal estates.
Frequently Requested Products: FHA, VA, Conventional Mortgages, First-Time Homebuyer Strategies, and Non-QM Solutions.
Nassau County features some of the highest-value real estate markets on Long Island, where competitive purchase dynamics require fast, reliable pre-approvals. He works with buyers across Garden City, Hempstead, Oyster Bay, Mineola, Great Neck, and Levittown to structure custom financing strategies for high-demand suburban properties.
Key Loan Options: Jumbo Loans, Conventional Mortgages, Non-QM Bank Statement Programs, and Refinancing.
Navigating the NYC property market demands specialized expertise in unique property types, strict board approvals, and dynamic valuation structures. He guides homebuyers and investors across Queens, Brooklyn, Manhattan, Staten Island, and The Bronx through complex residential transactions.
Commonly Utilized Financing: Co-op & Condo Financing, FHA Purchase Loans, DSCR Investor Loans, and Conventional Financing.
When you work with Thomas A. Lotito, Jr, you aren’t just getting an experienced MLO—you’re backed by the collective expertise, local reputation, and client-first commitment of Artisan Mortgage Company.
Ready to start your home buying journey in Long Island or NYC?
Visit Thomas A. Lotito, Jr Official MLO Page to check your mortgage eligibility, explore current loan rates, or request a personalized pre-approval consultation today!
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