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Many times I have customers come to me wanting to find out what kind of mortgage loan and what kind of “deal” I can offer them. They ask me will I get the best mortgage deal with my current bank? They do this because they are being solicited by their current bank with special mortgage deals but many times these deals are no more than teasers to get their current customers back through the doors for more business.
Retail banks already figure that they have earned your trust because you are already banking with them so why not advertise other services. Just because they are advertising to you more services and products it doesn’t necessarily mean that they are better or even competitive. In this day and age it is very easy and convenient for you to shop products and services at your own home in very little time.
So next time your local bank offers you something that you like and sounds good, shop around you may be surprised at how much better you will be able to do. Wholesale mortgage brokers like myself not only offer the same products your bank does, we can actually shop your home loan with various banks and offer you a discounted Wholesale Rate.
Comment by Matt Hanson:
Good writing. Keep up the good work. I just added your RSS feed my Google News Reader..